Home loans built around you

Mortgage Rates and APR calculations valid as of Jul 13th, 2:09 AM CST. Mortgage rates update at least daily. Not all loan types are available in every state. All rate availability will depend upon an individual’s credit score and the details of the loan transaction. The interest rates presented are subject to change at any time and cannot be guaranteed until locked in by your Loan Officer.

All rates assume an owner-occupied primary residence, not including condos or manufactured homes, and are calculated using a default credit score of 720, with applicable charges and fees included (including the USDA guarantee fee for USDA loans, the FHA upfront mortgage insurance premium for FHA loans, and the VA funding fee for VA loans). VA loans assume eligible service requirements are met, including at least 181 days of continuous active-duty service (non-reserves), no service-related disabilities, and no prior use of VA loan benefits. The loan rates and APR calculations also assume certain additional finance charges and closing costs, including but not limited to lender fees, prepaid interest, and other standard settlement charges, as applicable to the loan type.

Fixed-Rate Loan Assumptions:

In addition to the assumptions above, current advertised rates for fixed-rate purchase loans assume a $250,000 loan amount and a 30-day lock period.

Conventional Loans:

Based on 80% loan-to-value (LTV).