4 min read
January 26, 2024
USDA Loan Benefits: Advantages & Disadvantages of USDA Loans
Neighbors Bank's Homebuying Learning Center - Hear from the Experts
Homebuying is a big deal, and here at Neighbors Bank, we are here to guide you along the way. Learn all things homeowning, credit and financing, refinancing and more.
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3 min read
January 12, 2024
USDA Underwriting Guidelines, Process & Timeline
Streamline your USDA underwriting timeline by understanding the guidelines and process for evaluating your USDA loan eligibility in 2024.
2 min read
December 29, 2023
USDA Student Loan Guidelines
Explore USDA student loan guidelines and requirements to learn how student loans impact your debt-to-income ratio when applying for a USDA loan.
3 min read
December 22, 2023
USDA Loan Homeowners and Flood Insurance Requirements
Explore the USDA loan requirements for homeowner's and flood insurance, including coverage criteria, deductibles, necessary documents and more.
3 min read
December 15, 2023
Guidelines and Requirements for USDA Gift Funds
Explore the guidelines for gift funds with USDA loans including approved sources, necessary documentation and the benefits of gift funds.
3 min read
December 8, 2023
The USDA Closing Process and Timeline
Explore the USDA closing process, estimate how long it will take to close on your USDA loan and discover our tips to speed up your closing timeline.
4 min read
November 3, 2023
Buying a Foreclosed Home with a USDA Loan
Rural homebuyers may wonder if it's possible to buy foreclosures with USDA loans. Discover how to navigate this process, pros and cons and more!
2 min read
October 27, 2023
USDA DTI Limits and Requirements 2024
Discover the ins and outs of your debt-to-income (DTI) ratio and learn how DTI limits and requirements may affect your USDA loan eligibility.
3 min read
October 20, 2023
Using a USDA Loan for a Condo
For first-time homebuyers, financing a condo with a U.S. Department of Agriculture (USDA) loan may be a great alternative to a single-family home.