4 min read
January 26, 2024
USDA Loan Benefits: Advantages & Disadvantages of USDA Loans
Homebuying Education Center
Buying a home shouldn't feel out of reach. Learn about affordable home loan options and get tips for buying with low money down, straight from our experts.
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5 min read
June 10, 2025
FHA Gift Fund Guidelines
Learn how FHA gift funds can help cover your down payment or closing costs. Discover eligibility, the gift fund process, and who can provide assistance.
4 min read
June 9, 2025
FHA Title 1 Home Improvement Loan
FHA Title 1 loans can help you finance home improvements to your existing home. Discover FHA Title 1 loan eligibility, limits, and benefits.
6 min read
June 5, 2025
What is an FHA Multifamily Loan?
Learn how FHA multifamily loans work, including FHA multifamily loan limits, requirements, property types, and benefits for owner-occupiers.
5 min read
Updated
June 4, 2025
What is a HomeReady® loan?
A HomeReady® loan is a conventional mortgage for low- to moderate-income borrowers. Learn how the program works and how to apply with Neighbors Bank.
4 min read
June 2, 2025
FHA Non-Occupant Co-Borrower Rules
Learn FHA non-occupant co-borrower rules, including eligibility, documentation, and benefits of combining finances to boost loan approval chances.
16 min read
May 21, 2025
The Housing Crunch Has Come for Rural America
Rural housing was once synonymous with affordability, but that’s changing. Explore how rural buyers are faring in an increasingly competitive housing market.
6 min read
May 15, 2025
How an FHA Adjustable Rate Mortgage Works
Learn how FHA adjustable-rate mortgages (ARMs) work, their benefits, and potential risks to help you decide if this loan option is right for you.
4 min read
May 13, 2025
FHA Loan Employment Requirements & Exceptions
Learn about FHA employment requirements, including exceptions to the two-year rule, income stability, and guidelines to qualify for an FHA home loan.
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