6 min read
May 12, 2025
FHA Debt-to-Income (DTI) Ratio Guidelines
Learn about the flexible FHA debt-to-income (DTI) requirements, compensating factors, and how your DTI ratio impacts your FHA loan eligibility.
Homebuying Education Center
Buying a home shouldn't feel out of reach. Learn about affordable home loan options and get tips for buying with low money down, straight from our experts.
All Articles(Page 2)
5 min read
Updated
April 29, 2025
How to Get an FHA-Approved Condo
Learn how to finance a condo with an FHA loan, how to find qualifying condos, and why FHA loans are a great option for affordable homeownership.
4 min read
April 22, 2025
What is an FHA Jumbo Loan?
FHA jumbo loans can help you get a larger loan in a high-cost area with a low down payment. Learn about FHA jumbo loan limits and how to get one.
4 min read
April 9, 2025
What is an FHA Amendatory Clause?
Understand the FHA Amendatory Clause: what it is, how it works, its requirements, and its impact on buyers and sellers in FHA-backed home transactions.
4 min read
April 2, 2025
How Many FHA Loans Can You Have?
While you can typically only have one FHA loan at a time, there are exceptions to getting two or more FHA loans at once. Learn how multiple FHA loans work.
2 min read
Updated
March 21, 2025
Down Payment Requirements for USDA Loans
A USDA loan typically requires no down payment, but the borrower must meet USDA eligibility requirements, such as living in a USDA-qualifying area.
4 min read
Updated
March 17, 2025
USDA Debt-to-Income Limits and Requirements
USDA loans have no official DTI limit, but a high ratio can impact eligibility. See how Neighbors Bank helps borrowers with higher debt.
4 min read
March 12, 2025
FHA Flip Rules
Learn about FHA flipping rules, FHA flip rule exceptions, and what to expect when purchasing recently renovated properties with an FHA loan
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