All Articles(Page 2)

2 min read Updated August 8, 2024

USDA DTI Limits and Requirements 2025

Discover the ins and outs of your debt-to-income (DTI) ratio and learn how DTI limits and requirements may affect your USDA loan eligibility.

Neighbors Bank Team

4 min read Updated June 26, 2024

USDA Direct vs. Guaranteed Loans: Navigating Your Homebuying Options in Rural America

Explore the differences and benefits of USDA direct and guaranteed loans to understand which program better suits your unique needs.

Neighbors Bank Team

5 min read May 9, 2024

How to Sell a Home Purchased With a USDA Loan

Our guide offers insights into market conditions, financial readiness, and USDA loan specifics to help you identify the best time for sale.

Neighbors Bank Team

4 min read May 6, 2024

Was Your USDA Loan Denied? Here’s Why

Don't give up if your USDA loan was denied. Find out the reasons why and what you can do about it.

Neighbors Bank Team

5 min read Updated February 1, 2024

Understanding Seller Concessions for USDA Loans

Understand the role of seller concessions in USDA loans including their benefits and limitations and how they can make homeownership more attainable.

Neighbors Bank Team

3 min read January 12, 2024

USDA Underwriting Guidelines, Process & Timeline

Streamline your USDA underwriting timeline by understanding the guidelines and process for evaluating your USDA loan eligibility in 2024.

Neighbors Bank Team