All Articles(Page 2)

16 min read May 21, 2025

The Housing Crunch Has Come for Rural America

Rural housing was once synonymous with affordability, but that’s changing. Explore how rural buyers are faring in an increasingly competitive housing market.

Jake Vehige , President of Mortgage Lending

NMLS #442241

6 min read May 15, 2025

How an FHA Adjustable Rate Mortgage Works

Learn how FHA adjustable-rate mortgages (ARMs) work, their benefits, and potential risks to help you decide if this loan option is right for you.

Jake Presti , Production Manager & Content Author

NMLS #47922

4 min read May 13, 2025

FHA Loan Employment Requirements & Exceptions

Learn about FHA employment requirements, including exceptions to the two-year rule, income stability, and guidelines to qualify for an FHA home loan.

Nathan Smith , Production Manager & Content Author

NMLS #1113712

6 min read May 12, 2025

FHA Debt-to-Income (DTI) Ratio Guidelines

Learn about the flexible FHA debt-to-income (DTI) requirements, compensating factors, and how your DTI ratio impacts your FHA loan eligibility.

Ashley Harris , Production Manager & Content Author

NMLS #1106948

5 min read Updated April 29, 2025

How to Get an FHA-Approved Condo

Learn how to finance a condo with an FHA loan, how to find qualifying condos, and why FHA loans are a great option for affordable homeownership.

Joe Hooker , Development Manager & Content Author

NMLS #1289086

4 min read April 22, 2025

What is an FHA Jumbo Loan?

FHA jumbo loans can help you get a larger loan in a high-cost area with a low down payment. Learn about FHA jumbo loan limits and how to get one.

Joe Hooker , Development Manager & Content Author

NMLS #1289086

4 min read April 9, 2025

What is an FHA Amendatory Clause?

Understand the FHA Amendatory Clause: what it is, how it works, its requirements, and its impact on buyers and sellers in FHA-backed home transactions.

Lindsay Onken , Executive Project Manager & Content Author

NMLS #1095319

4 min read April 2, 2025

How Many FHA Loans Can You Have?

While you can typically only have one FHA loan at a time, there are exceptions to getting two or more FHA loans at once. Learn how multiple FHA loans work.

Jake Presti , Production Manager & Content Author

NMLS #47922