All Articles(Page 2)

3 min read Updated January 5, 2024

USDA Loans for First-Time Home Buyers

Buying your first home can be challenging but USDA loans have unique benefits for first-time buyers. Discover these advantages in our complete guide!

Neighbors Bank Team

2 min read December 29, 2023

USDA Student Loan Guidelines

Explore USDA student loan guidelines and requirements to learn how student loans impact your debt-to-income ratio when applying for a USDA loan.

Neighbors Bank Team

3 min read December 22, 2023

USDA Loan Homeowners and Flood Insurance Requirements

Explore the USDA loan requirements for homeowner's and flood insurance, including coverage criteria, deductibles, necessary documents and more.

Neighbors Bank Team

3 min read December 15, 2023

Guidelines and Requirements for USDA Gift Funds

Explore the guidelines for gift funds with USDA loans including approved sources, necessary documentation and the benefits of gift funds.

Neighbors Bank Team

3 min read December 8, 2023

The USDA Closing Process and Timeline

Explore the USDA closing process, estimate how long it will take to close on your USDA loan and discover our tips to speed up your closing timeline.

Neighbors Bank Team

4 min read November 3, 2023

Buying a Foreclosed Home with a USDA Loan

Rural homebuyers may wonder if it's possible to buy foreclosures with USDA loans. Discover how to navigate this process, pros and cons and more!

Neighbors Bank Team

3 min read October 20, 2023

Using a USDA Loan for a Condo

For first-time homebuyers, financing a condo with a U.S. Department of Agriculture (USDA) loan may be a great alternative to a single-family home.

Neighbors Bank Team

3 min read September 18, 2023

USDA Loans and Grants for Home Improvements and Repairs

Learn how the USDA Section 504 Home Repair Program can assist rural homeowners with affordable loans and grants to improve their living conditions.

Neighbors Bank Team