6 min read
May 12, 2025
FHA Debt-to-Income (DTI) Ratio Guidelines
Learn about the flexible FHA debt-to-income (DTI) requirements, compensating factors, and how your DTI ratio impacts your FHA loan eligibility.
Homebuying Education Center
Buying a home shouldn't feel out of reach. Learn about affordable home loan options and get tips for buying with low money down, straight from our experts.
All Articles(Page 2)
5 min read
Updated
April 29, 2025
How to Get an FHA-Approved Condo
Learn how to finance a condo with an FHA loan, how to find qualifying condos, and why FHA loans are a great option for affordable homeownership.
4 min read
April 22, 2025
What is an FHA Jumbo Loan?
FHA jumbo loans can help you get a larger loan in a high-cost area with a low down payment. Learn about FHA jumbo loan limits and how to get one.
4 min read
April 9, 2025
What is an FHA Amendatory Clause?
Understand the FHA Amendatory Clause: what it is, how it works, its requirements, and its impact on buyers and sellers in FHA-backed home transactions.
4 min read
April 2, 2025
How Many FHA Loans Can You Have?
While you can typically only have one FHA loan at a time, there are exceptions to getting two or more FHA loans at once. Learn how multiple FHA loans work.
2 min read
Updated
March 21, 2025
Down Payment Requirements for USDA Loans
A USDA loan typically requires no down payment, but the borrower must meet USDA eligibility requirements, such as living in a USDA-qualifying area.
4 min read
Updated
March 17, 2025
USDA Debt-to-Income Limits and Requirements
USDA loans have no official DTI limit, but a high ratio can impact eligibility. See how Neighbors Bank helps borrowers with higher debt.
4 min read
March 12, 2025
FHA Flip Rules
Learn about FHA flipping rules, FHA flip rule exceptions, and what to expect when purchasing recently renovated properties with an FHA loan
1,423
families started their quote today.